Fall Driving Tips in Ontario: Stay Safe and Review Your Auto Insurance
Fall is a beautiful time to drive in Ontario, with colourful leaves and crisp air making every trip scenic. But autumn also brings its own set of driving challenges. From shifting weather to increased wildlife activity, safe driving takes a little extra care this season.
At Doner-Horsley Insurance Brokers, we’re here to help you stay safe on the roads—and remind you that the right auto insurance coverage is just as important as safe driving habits.
Shifting Weather Conditions
Fall weather is unpredictable—sunny one moment, windy or rainy the next. Always check the forecast before heading out, and adapt your driving as conditions change.
Wet leaves: Did you know driving on wet leaves can be like driving on a sheet of ice? Slippery leaves reduce traction, so slow down and brake gently.
Black ice: It’s not just a winter hazard—black ice can form on damp fall days when the temperature drops below freezing. Drive with caution on bridges and shaded areas.
Fog: Use your low beams, not high beams, since high beams reflect off fog and reduce visibility.
Watch for Wildlife
Fall is peak season for deer activity in Ontario. Collisions can be sudden and serious, so keep your speed down in rural areas and near marked deer crossings. If a collision seems unavoidable, experts recommend braking firmly, honking your horn, and steering in the direction the deer is coming from—rather than swerving into oncoming traffic.
Vehicle Considerations
Cooler, darker mornings and evenings mean your car needs to be ready for the season:
Defogging windows: It’s recommended to turn your defroster fan on high, set the temperature to the maximum, switch on your A/C, turn off recirculate, and crack your windows. For a more detailed explanation, check out this article.
Headlights: Make sure headlights are clean and working properly so you can see and be seen.
Wiper blades: Check if your current blades are suited for cold weather, or consider switching to winter wiper blades.
Tires: Once the weather is consistently 7°C or below, it’s time to switch to winter tires for better traction and control.
Why Auto Insurance Matters This Season
Even the safest driver can’t predict sudden weather changes or an unexpected deer crossing. That’s why the right auto insurance coverage is so important—it protects you financially if the unexpected happens.
Fall is also the perfect time to review your policy with your broker. Have your driving habits changed? Do you need to update your coverage? A quick review can give you peace of mind and even help you save.
Stay Safe, Stay Covered
Ontario’s fall roads can be unpredictable, but with safe driving habits and the right insurance, you’ll be ready for the season. At Doner-Horsley Insurance Brokers, our Alliston team is here to help you review your auto insurance and make sure you’re protected this fall and beyond.
Contact us today at 705-435-3891 or info@donerhorsley.ca to review your policy or get a free quote. You can also visit our Auto Insurance page for more details.